Image placeholder

“You Have The Power to Protect Your Peace ”
Written by: Ms. Marti Doctolero

July 08, 2025

In a fast-paced world where financial obligations can sometimes feel overwhelming, especially for many Filipinos grappling with credit card debts, bank loans, and car loans, it's essential to remember that we have the power to protect our peace.

Image placeholder

“Green Flag Lending Apps na Pwede Mong Pagkatiwalaan”
Miss A-pproved Blogs: Not All Lending Apps Are Created Equal!

July 08, 2025

Marami na ang nabibiktima ng harassment at hidden charges sa online lending—pero may pag-asa pa rin!

Image placeholder

Gratitude isn’t just a feeling – it’s a habit!
Written by: Ms. Marti Doctolero

July 1, 2025

Start small: keep a daily gratitude journal, share one thing you’re thankful for at dinner, or send a quick ‘thank you’ text to someone who made your day better. Let’s make gratitude a daily practice! What are you thankful for today?

Image placeholder

True friendship isn't measured by the number of people around you but by the depth of the connections you share.
Written by: Ms. Marti Doctolero

October 20, 2024

It's about the laughter, the late-night talks, the support through thick and thin, and knowing that no matter what, these are the people who will always have your back. My small group of friends, but with them, I have everything I need.

Image placeholder

Breaking Free from Overthinking: A Practical Guide written by: Ms. Marti Doctolero

Sept 06, 2024

Overthinking is often described as a significant waste of human energy because it involves excessive rumination over decisions, situations, or possibilities, often leading to stress and inaction. Here’s a detailed breakdown of this concept:

Image placeholder

An in-depth analysis on How Revoked Online Lending Apps Continue to Operate in the Philippines written by: Miss A 💋

Sept 06, 2024

Online lending apps (OLAs) have surged in popularity across the Philippines, offering quick and convenient financial solutions to many Filipinos. However, not all of these platforms operate within legal and ethical boundaries.

Image placeholder

Improving Your Communication Skills: A Comprehensive Guide to Success written by: Miss A 💋

Sept 06, 2024

In our interconnected world, communication is the bridge that links us to others—whether in our personal relationships, professional settings, or social environments.

Image placeholder

Understanding the Correct Interest Rates for Online Lending Apps (OLAs) in the Philippines: What Every Borrower Needs to Know written by: Miss A 💋

Aug 14, 2024

With the increasing number of Filipinos resorting to Online Lending Apps (OLAs) for quick financial solutions, it’s more important than ever to be well-informed about the regulations governing the interest rates charged by these platforms

Image placeholder

Deceptive Deals: OLA Advertising Deceptions written by: Miss A

July 20, 2024

borrowers urgently needing quick loans, but in reality, hidden fees can lead to a much higher total repayment amount.

Image placeholder

Beware of the Advance Loan Fee Scam: What You Need to Know written by: Miss A

July 20, 2024

In an era where digital lending is becoming more prevalent, scammers are also evolving their tactics to exploit unsuspecting individuals.

Image placeholder

Understanding Manipulation in Relationships written by: Ms. Marti Doctolero

July 20, 2024

Manipulation in relationships involves one party exerting control over another through deceptive or abusive tactics.

Image placeholder

Mindset Journey: From Denial to Domination written by: Miss A

July 20, 2024

In the face of personal and financial struggles, particularly for those victimized by online lending app (OLA) harassment, cultivating a resilient mindset is crucial.

Image placeholder

Understanding Self-Worth: Why It Matters and How to Improve It written by: Ms. Marti Doctolero

July 20, 2024

In life, we often face challenges that test our resilience and determination. It's essential to distinguish between challenges that help us grow and situations that are simply disrespectful.

Image placeholder

Beware of the BURA-BURA SCAM written by: Miss A

June 03, 2024

The Bura-bura gang is a notorious group that has been preying on individuals who are already struggling with debts from online lending apps (OLAs).

Image placeholder

Self Care to Becoma a Better You written by: Ms. Jen

June 03, 2024

In the hustle and bustle of our daily lives, it’s easy to neglect the most important person – ourselves

Image placeholder

The Power of Silence: Why Keeping Your Achievements Under Wraps is a Golden Strategy" by Miss Marti Doctolero

May 17, 2024

In a world where social media and instant communication encourage constant sharing, the age-old adage "silence is golden" holds significant wisdom, especially when it comes to personal achievements and impending good fortune.

Image placeholder

"Trust the Process: Embracing Challenges on the Path to Success by Miss Marti Doctolero

May 17, 2024

When we face setbacks, it’s crucial to stand up, dust ourselves off, and try again

Image placeholder

"BREAK THE CYCLE! (Tips to avoid DEBT CYCLE)" - written by: Miss A 💋

May 14, 2024

The debt cycle in online lending apps (OLAs) often begins with a small loan that initially seems easy to repay due to its small amount. However, the real challenge begins when the due date arrives because these loans typically carry high interest rates and various fees or charges that can add to the total amount you owe.

Image placeholder

"What other factors should be considered when determining one's worth?" - By Sir Vic Angeles

May 14, 2024

Determining one's worth is a deeply personal and multifaceted endeavor that extends beyond the traditional measures of financial success.

Image placeholder

Get ready for our #FFLAGSHIP Newsletter Issue #26! We have a lineup of insightful articles written by our talented team:

April 30,2024

-CHAIRMAN'S CORNER: #DeservedMoSerye Webinar's Success by Chairman Marti Doctolero
-Frequently Asked OLA Questions by Miss A
-PATH TO POSITIVITY: Self Care by Ms. Jen
-#UNFFLAGGED RECAP: "Legal na Usapin, kay Atty. Noy Alamin! (Legal Rights of Lenders and Borrowers - What Both Party Needs to Know) by Miss Nyl
-#UNFFLAGGED PREVIEW: "Sir Vic in the Spotlight" by Miss Nyl
- Advocating for Responsible Online Lending Ads Within GCash App by Miss A
-Legal Rights and Obligations of Lenders and Borrowers by Ms. Aljo

Image placeholder

Understanding the Landscape of Online Lending Applications/Platforms in the Philippines by Miss Alexa

April 15, 2024

Online lending apps have experienced significant growth in the Philippines, driven by the increasing demand for accessible and convenient financial services.

Image placeholder

Be A member Today

July 26, 2018

Filipino Fair Loans Advocacy Group (FILFLAG) Inc. is a legitimate non-profit organization, fully registered with the Securities and Exchange Commission (SEC), compliant with the Bureau of Internal Revenue (BIR), and holds all necessary legal business permits. We are committed to providing a safe and supportive environment for victims of OLA scams.

Image placeholder

OLA Victims

Isa ka bang stressed at depressed na OLA Victim o di kaya ay nai-SCAM ng mga manloloko online? Biktima ka ba ng Unfair Debt shaming at Harassment mula sa mga mapang abusong Loan Sharks?

Image placeholder

Introducing the FREE Virtual ID! 🌐✅

Starting today, verified members can confirm their affiliation with our organization and receive a virtual ID that represents their association. This virtual ID will not only enhance your online presence but also serve as a symbol of trust and authenticity within our community. 💪✨

Image placeholder

How to Identify and Avoid Loan Scams in the Philippines

Loan scams have become increasingly prevalent in the Philippines, targeting individuals in need of quick financial assistance. These scams can lead to financial loss and identity theft if not identified and avoided. Here are some tips to help you recognize and steer clear of loan scams.

Image placeholder

Get ready for our #FFLAGSHIP Newsletter Issue #22 We have a lineup of insightful articles written by our talented team:

CHAIRMAN'S CORNER: Self love and Inner Work Journey by Ms. Marti -UNFLAGGED Monthly Live Segment: Legal na Usapin, kay Atty. Noy Alamin by Ms. Nyl -Frequent Asked OLA Questions by Miss A -PATH TO POSITIVITY: Wind beneath my wings by Ms. Jen -Managing Financial Strain by Ms. Aljo -What is online lending 3rd party Collection? by Ms. Aileen

Image placeholder

Milestone Alert: 9,000 Strong!

We are thrilled to announce that our FILFLAG community on Facebook has reached 9,000 amazing followers! Thank you to each and every one of you for being a part of this incredible journey. Your support and engagement inspire us every day to continue our mission of empowerment and advocacy. Let's keep spreading awareness, supporting each other, and making a positive impact together! Here's to many more milestones ahead. Cheers to the FILFLAG Community

Image placeholder

Get ready for our #FFLAGSHIP Newsletter Issue #21 We have a lineup of insightful articles written by our talented team:

-CHAIRMAN'S CORNER: Do you use the word but a lot? Learn the 5 most common buts and how to eliminate excuses here by Ms. Marti -UNFLAGGED RECAP: Sneak peak at FILFLAG’s free webinar program- a live teaser event by Miss A -MS A SCAM SERIES: Bitcoin Scam by Miss A -LEGAL INSIGHTS: When OLAS contact your contacts by Ms. Chuchai -PATH TO POSITIVITY: Volunteerism (Special article dedicated to all volunteers) by Ms. Jen -FILFLAG DIARIES recap: Bura bura gang strikes again- A warning to ola victims by Ms. Nyl -How to become financially independent by Ms. Aljo -Tips to avoid getting tricked by GCASH scams by Ms. Aileen

Image placeholder

Get ready for our #FFLAGSHIP Newsletter Issue #20 We have a lineup of insightful articles written by our talented team:

-CHAIRMAN'S CORNER: Crafting The Life of Your Dreas- A seven Tip Journey by Ms. Marti -Frequent Asked OLA Questions by Miss A -LEGAL INSIGHTS: Prohibition on Unfair Debt Collection Practices by Ms. Chuchai -PATH TO POSITIVITY: Psychotherapy - A Journey of Self-Discovery and Healing by Ms. Jen -Understanding Benta GCASH Fraud: Protect Yourseld from Scammers by Ms. Nyl -FILFLAG DIARIES: Mother Earth's Journey from Struggle to Empowerment by Sir Bugoy

Image placeholder

Mag-ingat sa bagong modus ng panloloko sa GCash!

Basahin at Alamin kung ano at paano nga ba ito naging SCAM na maaring humantong sa kasong fraud para sa mga mabi-biktima nito. Siguraduhing lagi kayo updated sa aming mga latest OLA Contents at LIVESTREAM Episodes. mag LIKE at FOLLOW lang kayo sa ang aming mga official social media accounts: